1. Do not leave. Even if the accident seems to have caused little or no damage, you must stop. Leaving without asking if the other person is injured is illegal and considered a hit and run. If the owner of the damaged property or vehicle is not present, you must leave a note. 2. Call the police. The other driver may seem nice enough, but without police documentation, you have …Read More

Water damage can be costly and frustrating. The Insurance Information Institute explains in this video how homeowners can perform a 10 minute check for water damage.

What has four legs and accounts for more than one-third of homeowners insurance liability claims? Dogs, or more specifically dog bites. Insurance Coverage for Dog Bites Homeowner and renters insurance policies typically limit dog bite liability, commonly to $100,000 to $300,000 per claim. Dog owners are responsible for any damages above their coverage limit. In addition, once a dog has bitten someone, insurance companies can make demands on the homeowner …Read More